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PayPal Credit

Buy now, pay later with PayPal Credit. PayPal Credit is like a credit card without the plastic. This finance option offers 0% interest for 4 months on all purchases of £99 or more – useful when looking to spread the cost of larger online purchases. This offer won’t expire and can be used every time you spend £99 or more*.

Use our finance caclulator

Figure out how much your monthly payments would be over a set period that works for you. Simply enter in the value of the item/s you want to purchase and the calculator will break everything down for you.

If approved, you’ll get instant access to PayPal Credit and you can start shopping straightaway. Your details are never shared, and PayPal Buyer Protection covers your eligible purchases. They’ll also send you payment reminders to help keep you on track.


You can manage your PayPal account anywhere – on your desktop, mobile or tablet and you only need and email address and password at checkout.


*Direct Computers is not a lender and acts only as an introducer. The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). To maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.


Useful PayPal Credit Resources

https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit/

PayPal Credit Covid-19 Relief

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