Welcome to our Finance Options page, designed to explain the finance options available to you, clearly and simply. This page will always be here so you can refer to it at any time before committing to any finance method or purchase with us.

We want to ensure that we’re presenting our customers with all the correct information so that you can make a suitably informed decision on how you’d like to pay.

We currently offer three finance options:

 

Klarna Logo

We've partnered with Klarna to bring you flexible payments at checkout. Klarna offers financial options across 30 days or 3 monthly instalments with no added interest or fees. Please shop responsibly. 18+, T&Cs apply. See the Klarna website for more details.

You will not be charged fees or interest for missing payments, but missing repayments may affect your ability to use Klarna in future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on our behalf. Debt collection agencies are used as a last resort.

 

30 Days

Pay in 30 days with Klarna. Make your purchase today and only pay for what you keep. Pay up to 30 days later. No interest. No fees. To check your eligibility for this credit offer, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

View Pay Later Terms and Conditions

 

3 Instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest. No fees.

Select the Klarna option and enter your debit or credit card information. To check your eligibility for this credit offer, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

View Pay in Instalments Terms and Conditions

 

Please spend responsibility. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.

 

Direct Computers is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.

 

Useful Klarna Resources

Terms and Conditions

How Klarna works - step-by-step guide

FAQ 

Customer service

Login online

 

PayPal Credit Logo

Buy now, pay later with PayPal Credit. PayPal Credit is like a credit card without the plastic. This finance option offers 0% interest for 4 months on all purchases of £99 or more – useful when looking to spread the cost of larger online purchases. This offer won’t expire and can be used every time you spend £99 or more*.

If approved, you’ll get instant access to PayPal Credit and you can start shopping straightaway. Your details are never shared, and PayPal Buyer Protection covers your eligible purchases. They’ll also send you payment reminders to help keep you on track.

You can manage your PayPal account anywhere – on your desktop, mobile or tablet and you only need and email address and password at checkout.

 

*Direct Computers is not a lender and acts only as an introducer. The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). To maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

 

Useful PayPal Credit Resources

Terms and Conditions

How It Works Video

PayPal Credit Covid-19 relief

FAQs

 

Direct Computers Logo

The Direct Computers Deposit Scheme is tailored to your situation. This scheme allows you to secure your desired product and pay in instalments that are manageable for you and your circumstances. This option doesn’t involve any third parties, you deal directly with us. As a result, there are no credit checks and no interest rates associated with this finance option. Your items are shipped as soon as full payment has been made.

Failure to pay the full amount within a realistic timeframe may result in losing your deposit.

For more information on this finance option please get in touch with us before purchasing.

 

We are continually exploring new finance options so keep an eye on this page and our social channels for updates.